Day Five - Investing Summary

Last day.

You made it.

Let's summarize everything.

So first up we spoke about inflation and we realized, cash savings don't really work in the long run.

If I have some money that I don't need for five years plus five years minimum, maybe I should consider investing it and looking at that long term growth.

My pension is invested over the long term because it's not needed for a few decades.

I can apply the same to some of my other money as well potentially.

And that's why I might want to invest in the stock market.

Then we spoke about compound interest, which is where our money makes money, makes money, babies makes more money and just grows and grows and grows.

If we have it on accumulation mode and kind of leave it over time.

So we also introduced that wealth is this long term game.

It's not trading, which is when you're buying and selling and analyzing things.

It's we put it in, we leave it to grow.

We know it's going to go up and down and we're calm about it.

And then when we were talking about the up and down growth, we kind of realized that, okay, over the last 30 years that growth has averaged out to about 8% every year.

You may have gone on your calculator and kind of put in 8% and seen what that meant for you and your money, be it putting in a lump sum, be it putting in monthly amounts into investments like what it can do for you and what that money can make for you, your money making money for you.

Then we went over index investing, a very, very top level, quick overview.

I could honestly talk about it for so much longer and I do talk about it so much longer.

I have a course called Bunny Vault where I can like go really deep.

This is an intro for you, but it should kind of sow some seeds and make you feel more confident.

So when we talk about index investing, we're talking about the fact that we're not putting all our eggs in one basket.

It's a method to kind of spread our money out across loads of different companies and you know, therefore be less risky.

We're not hedging all our money and like one company doing really well, it's spread out.

And we kind of understood that it works by proportionally investing across loads of different companies And that these index tracking funds are automatically changing the proportion of money we have in different companies based on how well they're doing and their size.

So really cool that basically great News.

We just put our money in and then the whole fund is just doing all that kind of maths and algorithm for us.

We just have to pick the right one up front.

Then we spoke about how to make this somewhat ethical or bring our values into conversation.

We kind of spoke about some of the terms that we might need to look out for.

ESG Sri Fossil free.

More jobs jargon for you.

More like kind of this weird language we're learning of this finance language.

So that is that.

So hopefully you should have a lot more understanding.

You should have an idea of, okay, what is the size of the prize?

If I actually were to invest, you know, X amount I have in my cash savings or a certain amount every month I can afford out of my salary.

So you should have a really good idea of the growth trajectory So if you're like, yes, I want to invest, Hannah, you've made this really clear.

And I just don't want to wade through the Internet.

I do have a following course, which is paid, which just allows me to go into all the nitty gritty.

I would say probably set aside about eight hours to work through it, including you kind of doing your research and getting everything set up.

And basically the whole aim of that money vault self study program is to get you from not have an investment account set up to having one set up, or if you're someone that already has one, but you kind of don't understand that.

You don't really know if you've done it right.

You don't want to funnel more money into it because you're not super confident or you've just got like random bits of shares that you've done in the past, but you don't have a proper strategy.

Also, this is for you.

Get the fundamentals down, get a strategy that works for you.

It's the best thing I ever did.

I've had so many people go through it and people who are in their late 30s, 40s, and they're just like, my God, I wish I had found you and knew this earlier so it's not too late.

there's no amount that's too small.

I put five pounds a month into my godchildren's accounts, their junior ISAs and kind of get that done.

And we talk about tax accounts and things.

Basically, it's really good.

If you found these videos good, you will probably be a good likely candidate who will get a lot out of it.

So click the link if you want to find out more about that.

If not, totally get it.

I hope that This five day course has been really, really helpful for you.

Anyway.

I'm just so passionate about people doing something with their money so that it can work for them.

it's really important and it's going to give you such a good financial foundation for the future.

So hopefully this has really helped.

I'm so happy you're here.

I will keep sending you emails.

I send them every Sunday.

Ish.

and then yeah, feel free to get me on Instagram, LinkedIn.

I'd love to say hi.